About
Schild means shield.
We named the company for what the product does. Schild watches your pipeline so a disaster never reaches your closing table unannounced, and never reaches your books as a repurchase demand.
Why we built Schild.
Schild started inside mortgage operations, not inside a software company. The founder spent years in the industry and kept running into the same gap: the work that operations teams have to do is shaped by GSE rules and federal disaster data, but the tools on the market were generic, built for some other industry and bent to fit afterward. Nobody was building for the regulatory reality you actually live in.
Disaster exposure was the clearest example. Teams found out about a wildfire or a flood declaration when a loan hit clear-to-close, far too late to order a reinspection without slipping the closing. And when a disaster-affected loan went out the door without the right documentation, it could come back months later as a repurchase demand. The information existed. The discipline to act on it in time did not, because no one had built the system to surface it.
So we built it. The team behind Schild comes from mortgage operations, regulatory consulting, and infrastructure software, the three things this problem requires. We know what a processing manager's day looks like, we know what the GSEs expect, and we know how to build software that runs reliably against authoritative data every single day.
What we believe.
Built for the regulatory reality.
Your work is governed by GSE selling guides and federal disaster data. Software for that work should be designed around those rules from the start, not a generic tool adapted after the fact.
Automation requires an audit trail.
Every workflow in Schild traces back to a specific policy and regulation. If the software took an action, you can see why, and which rule it answers to.
Software does not make regulated determinations.
Schild monitors and alerts. It surfaces the event, the match, and the regulatory context. Your team makes the call. We will never pretend a machine can own a decision that the rules put in your hands.
The right answer arrives in time to use it.
An alert at clear-to-close is not useful. We measure ourselves by whether your team learns about disaster exposure the same day it happens, while there is still time to act on your own schedule.
Reliability is the feature.
This software runs against live disaster sources around the clock. It has to work on the day a hurricane makes landfall, not just the day of the demo. We build for that day.
Trust is earned one closing at a time.
We do not earn your confidence with a contract. We earn it every time a closing stays on the calendar and every time a file holds up under GSE scrutiny.
The name.
Schild is the German word for shield. We chose it because it says, in one word, exactly what the product is for. A shield does not pick your fights or make your decisions. It stands between you and the thing that would do you harm.
That is the role Schild plays. It stands between your active loan pipeline and the disaster events that can derail a closing or surface later as a GSE buyback. It does not originate your loans or run your operation. It watches the edge, so your team can keep working without one eye always on the weather.
Pronounced "shild." One word, no logo, no noise. The product is named just as plainly: DEMS, the Disaster Exposure Monitoring System, named for what it does.
See what Schild watches for.
Request a demo and we will run DEMS against real disaster data, tailored to your pipeline.